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Philippines Credit Cards List

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Philippine Credit Card

If you are looking to apply for a credit card in the Philippines, it is best to go straight to Philippines banks. An alternative option would be is to go online and look for information here that might help you know more about the different credit cards perks, promos and offers. Sometimes banks make it a lot easier for their prospect customers to apply for one with the use of integration and promos. A good example for this is when I personally applied for a credit card and asked with BPI (Bank of the Philippines Islands) if they would allow me and how much credit limit will I get if I deposit 80k pesos under my name. The bank teller immediately offered me a promo which is an integration of the customer deposit with a credit card application. Here, you can get as much as 60% of your total deposit as the credit limit for your credit card should it be approved by the bank. They only took a few requirements from me which is 2 pcs of 2×2 photo (recent), my money to deposit and a filled up form (with the teller’s guidance) with me answering all necessary information from me as the depositor and the credit card applicant.

What I gave you above as my blog readers are just some tips wherein you won’t need to fear if you could get your application approved or denied. In a matter of 6 days, my credit card application was already approved. An easier way to get a card though is to go upfront and approach people (card agents) in the mall usually in groceries (SM Mall Grocery is a good place to find these people). What’s good with this type of application is that these people will be the one to help you all throughout the process of your application and they know what to do if you can’t pass the credit requirements such as salary bracket. Believe me, these guys do know how to manipulate the system in their very own hands without even opening an eye. If you still can’t get one because you have bad credit status, another tip to get approval on your application is to have the money to deposit. The details were above from my own experience so it is guaranteed.

Don’t worry, if you get approved in any bank with your credit card application and you are able to maintain your deposit(s) in multiple banks (that is if you could), then you won’t have a problem anymore getting a credit card. Believe me you won’t even have to apply for one because the banks themselves will send you a card even if you are not applying for any. This is my own experience. I have accounts with BDO, Metrobank (my first ever credit card), BPI, RCBC, Philtrust and they all seem to want to send me a card that I didn’t even bother activating myself because I already had 2 working perfectly for me, My BPI Skymiles and Metrobank Card. Apart from BDO sending me my BDO SM Card, they also sent me an American Express with credit limit of 100k pesos. Well, what about that. All I have to do is to have a good credit status and all banks seem to want to give me without hesitation and doubt and much of the application process and waiting and presto.

Credit Cards Philippine

Philippine Credit Cards

Here are a few common institutions and banks in the Philippines that offer credit card application to help you start your search – Metrobank, Equitable PCI Bank, RCBC (Rizal Commercial Banking Corporation), BPI (Bank of Philippine Islands), Sunlife, PBCom (for Standard Chartered credit card), Philamlife (for the AIG credit card), Citibank, HSBC and more.

List Banks offering Credit Card in the Philippines

  1. Metrobank – Metropolitan Bank Corporation Phil.s the Metrobank Credit Card
  2. Equitable PCI Bank – Equitable have their own credit card, the Equitable Credit Card
  3. RCBC (Rizal Commercial Banking Corporation) – RCBC Philippines has its own credit card called as the Bankard Credit Card
  4. BPI (Bank of the Philippine Islands) – The BPI Credit Card
  5. Standard Chartered Bank (SCB) – Standard Chartered Credit Card
  6. AIG AIG Credit Card
  7. Citibank – Citibank brings to us the Citibank Credit Card
  8. Hongkong and Shanghai Banking Corporation (HSBC) – The HSBC Credit Card

I hope the list of different banks in the Philippines that offer credit card application will help you on your way to get your own.

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55 Responses to “Philippines Credit Cards List”

  • Tim says:

    Good information on your site. I am trying to build a good blog and would love any ideas you have to improve my site.

  • AIG credit cards will be closed on September 9, 2009. :)

  • Orfeo D. Pagsuguiron says:

    I’d like to settle my account directly with AIG. How can I do it? I’ve have been looking for the right personnel connected w/ the said company but failed to contact one. Tnx.

  • shiela quek says:

    hello!!i i need some help about credit card.. pls tell some of your credit card experience on how you handle those things which are not expected to happen..
    also, pls tell some of problems which usually happen to you and how did you manage it..

  • dC says:

    Make use of your card to gain something to earn. Use credit card in your existing or on your start up business as your supplementary capital. This is the best way of using your credit card.

    Keep it good, use it right. Pay bills on time. Show it to the credit card company that you are a good credit card bills payer for you to gain good credit standing so that you can apply for another CREDIT CARD and took ADVANTAGE of it IN BUSINESS. You can use the other credit card to pay bills if necessary.

    If you are interested to have a PRE-APPROVED CREDIT CARD even without the appropriate documents, contact me and I will share it to you how you will going to have your own credit card.

    Use it wisely and you will reap the benefits.

    h a m b o l b e e @ y a h o o . c o m

  • ricky barboza says:

    email me for a how to get a credit card

  • noel manzon says:

    i am a seafarer how can i apply for a credit card

  • DC says:

    Anyone can avail credit card as long as you have money to be placed and you agree, aware and you allow the bank to hold your money for one (1) year in TIME DEPOSIT. Eighty percent (80%) on your deposit can be used as your credit card limit. The bigger the amount of your DEPOSIT, the higher the credit limit you could get.

    Inquire on BPI Express Credit or METROBANK Value MasterCard if you want to have a credit card. Just 2 valid IDENTIFICATION is enough to have your own credit card.

  • romela arriola says:

    AIG kindly send to my address the latest bill so that i could settle it. i have no records of my aig credit card no., and i can’t made payment of my past due. amost 3 years the last bill sent to me. ty

  • arlene says:

    i have no work but i have my monthly remittance,is it possible that they avail me a credit card?

  • herminio f superticioso Jr says:

    hello!!i i need some help about credit to easy to approved..tnx

  • sex estrella says:

    If someone really want to have HSBC credit card, I can help you to have it.,
    Just call 7519000 look for sed.,,

  • Sed estrella says:

    If someone really want to have HSBC credit card, I can help you to have it.,
    Just call 7519000 local 1332 look for sed.,,

    • malou says:

      ive been hsbc and the only thing that i can have one (credit card ) is to have existing c.card? duh.. itold the lady thats why i am applying to have one its bec idont have a c.card.. its to impossible… sad

      • cel hulguin says:

        try to apply at citibank credit card…i can assist you my #09238081032. if your requirements are complete then we can process your application and in a few days you can have one.

  • ress says:

    i want to be a card holder

  • Jun says:

    I need a credit card.. please help me… here’s my email add..

  • CONNIE says:

    Hello i am connie from surigao, philippines, i really want to have credit card, i need your help. this is my cel no. 09193294629


  • Sonny says:

    hi, i want to have a credit, anyone can help me?

    please contact me


  • harvey caceres says:

    Hello to everyone, I just want to know how can I have a specific credit card and what will be the step should I do to have a credit card that is required in my online job because I am 15 years old boy only and live in the island of the Philippines.

    Any suggestions are very appreciated.Thank you for your time.

  • harvey caceres says:

    And for all that are interested to add me in facebook this is my e mail add:

  • russell says:

    i have HSBC card plss. txxt me at 09499546828

  • russell says:

    im interested to apply for AIG credit card

  • sheila says:

    i have no work but i have my monthly remittance,is it possible that they avail me a credit card? I need as soon as possible. thanks

  • TJ SANTANA says:


  • ces says:

    Pls help me. Ive been trying to apply for a credit card for several years now and I find it very unusual that I cant seem to get my application approved.

    I have no past credit cards, no loans and whatever.

    It just sucks that I cant get a card.

    can someone enlighten me why?

  • eric says:

    i want to apply for a credit card in HSBC and BPI.. i want card from Metrobank,BDO and SCB or even ALLIED MILes

  • eric says:

    i want more cards from reputable bank,, i already own two cards,,text me if you are an agent…09175238588

  • norlaine says:

    hi, i want to have a credit card , can you please help me

  • maria concepcion penaso says:

    i already had cc,but i want to have another one pls.this is my no.09165461934

  • Dennis V. Gonzales says:

    i need a credit card/s. Anyone can help me?

  • Ezbon says:

    Hi, I want to apply for a credit card. I’m OFW here in Saudi,but I don’t have a monthly pay slip one of the requirements when applying for credit cards?Is there a solution or they can approve my application even without pay slip?Mobile number: 0928-7889662 Thanks.

  • magna says:

    hi i want to apply for a credit card

    please contact me


  • christine says:

    sir i want to apply pnb & bdo credit card.i have already rcbc & pnb to apply fast aproval.just text me @09053800098

  • raemon says:

    Hi i need a credit card! can you help me?? I am currently working now( 2 months) my salary is 10.5k and allowance of 1.5k.. please help me up… 09997820600

  • fmj says:

    i need pre-approved credit card pls. email me. tnx

  • fmj says:

    i need pre-approved credit card, pls. kindly email me at Tnx

  • Kriszan says:

    hi im kriz i need a credit so please help me to have one. what are the requirements and the simplest way to have one thanks a lot..please contact me at 09078878931 thnks
    or email me at

  • Miriam says:

    Hi, i have sm credit card and this is good for sm products only. i need one credit card that can be use for all establishment, im a self employed. Hope u can help me on how to get one without requirements needed. Heres my number 09267069466 thanks:-)

  • jake says:

    i already have a bpi cc but my credit limit is just P25k. i want to own another one. pls help me…. 09328442835

  • allan says:

    i need the hot line no of AIG credit card

  • gems says:

    i do need a credit card for the first time, pls. help..tnx 09094526391

  • gems says:

    need to have cc first timer, tnx 3436276

  • mitch says:

    I need help applying for credit card. HSBC preferred,please contact me at 09326059533

  • ronel acop says:

    what are the requirements to apply credit card

  • Jaime Salvador. Jr. says:

    Good day! a first timer when it comes to cc. Any advises? Actually i do have a job.I am Currently employed. Can you help me which is the best CC for me to avail? Email me at or you may reach me to this number #09238474899. Thank you and Godbless.

  • Neil says:

    Need MASTER CARD Credit Card Application Assistance?

    I assist master card credit card application assistance to the ff. banks




    Must be an existing credit card holder from other banks in at least 10 month.

    (credit card must be in good standing, usage must not exceed 80% of the total credit limit)

    Must be EMPLOYED or SELF-EMPLOYED (business owner)


    CONTACT NO’S.: +639071049480




    **NOTE: No fees will be collected during the process.

  • anna marie says:

    hi. i’m a wife of ofw and want to inquire how can i get a credit card. i don’t have a job. how and what should i do?tnx.

  • john alfred says:

    Hi, I really love to have a credit card, been looking for it since I got a job.
    Btw I am 19 years old. Working as a call center agent. I really find it more convinient if you have a credit card,since I really hate when I need to go to the grocery and buy something, and you need to bring a lot of cash.It’s HOLD-UP prone
    If you can help me please text or call me in this number
    *take note* you can only call me during THURSDAY AND FRIDAY
    because it’s my day off. Thanks

  • John says:

    Hi! I have an unpaid bills for my BDO credit card since 2011 amounting 24k which is actually under credit collection department, now I have my remittance account at Metro Bank, its possible for me to apply another credit cards to Metro Bank? Thanks you and best regards….

  • lorraine says:

    i want to have a creditcard.. i have a job but im not regular but i worked here almost 2years.. why the banks didnt approve my application.. i can pay the bills nmn…

  • traveler says:

    hi…. i need a credit card.. but i was just starting my business… and i really need a credit card. but when i try to apply online they were asking about monthly salary etc……please help im a self employed and starting business online…….help

  • Edgar says:

    Im in canada i want to apply credit card for the purpose of buying car there in philippines

  • Jeff says:


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