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So what are the different benefits of OWWA members or OFWs working abroad? Their families? Beneficiaries? Some of you might just be wondering and you want to know more about it. Allow me to start this by giving just some sort of a list instead of explaining them all to you as an OWWA member and beneficiary.
What are OWWA’s healthcare and disability/death benefits?
Duly registered OWWA members are entitled to the HealthPro expanded medical/health program, as well as the Medical Rehabilitation Program.
A. Life/Accident Coverage
A member is covered for the duration of his employment contract. The coverage includes P100,000.00 for natural death and P200,000.00 for accidental death.
B. Disability and Dismemberment Benefit
A member shall be entitled to disability/dismemberment benefits ranging from P2,000.00 to P50,000.00.
C. Total Disability Benefit
In case of total permanent disability, a member shall be entitled to P100,000.00
D. Burial Benefit
A burial benefit of P20,000.00 shall be provided in case of the member’s death.
Insurance and burial benefits
Basic Requirements for Life Insurance, Disability, Dismemberment and Burial Benefits:
1. Passport (for Land-based OFW), and Seaman’s Service Record Book (for Sea-based OFW)
2. Certificate of Membership issued by the OWWA Membership Processing Center (MPC)
3. OFW/Seaman’s undertaking executed by claimant (for Death claim)
OWWA education and training programs
An OFW OWWA member may avail for himself/herself or his/her duly designated beneficiary any of the following scholarship programs, subject to a selection process and accreditation of participating institutions.
1. Education for Development Scholarship Program (EDSP)
The Education for Development Scholarship Program is a scholarship grant offered to qualified beneficiaries/dependents of OWWA member-OFWs who intend to enroll in any 4 to 5-year baccalaureate course.
It is given in the form of a financial assistance amounting to P 30,000.00 per semester. The OWWA pays the tuition fee directly to the school and releases the remaining amount upon the scholars’ submission of grades for the semester.
OFW Dependents Scholarship Program (OFW DSP). OWWA provides financial assistance of Php 20,000.00 per year to poor but deserving dependents of OFWs with a monthly salary of not more than US$400.00/month. Qualifiers enroll in a four- to five-year baccalaureate or associate course leading are entitled to a baccalaureate or associate degree in a state college or university.
The Tuloy-Aral Project was launched in December 2004 with the objective of assisting the children of less fortunate former OFWs as well as other poor and needy elementary and high school children.
OWWA-NLSF Livelihood Development Program
Loan applications may be filed at all OWWA Regional Welfare Offices together with the following standard requirements:
1. Accomplished application form (with 2×2 picture)
2. Sketch and routes of residence and/or business site
3. Other requirements if applicable:
* Price quotation
* Bill of materials or building plan
DOLE-OWWA Tulay Microsoft Project
In partnership with Microsoft Philippines, the Department of Labor and Employment (DOLE) and OWWA has launched Tulay or Bridge Education Program, which provides OFWs IT training and access to technology that will enable them and their families to communicate through the internet.
Seafarer’s Upgrading Program (SUP)
Availment and Documentary Requirements:
All Filipino seafarers who are OWWA members are entitled to avail of the program once every three (3) contributions. Availment may be assured upon first (1st) payment. Documents required are:
1. Accomplished application form
2. Seamen’s Identification and Record Book (SRIB)
3. Poof of OWWA Membership (Official Receipt of Contribution)
4. 1?x1? photo (2 copies)
5. Latest residence certificate
Skills-for-Employment Scholarship Program (SESP)
1. Child not older than 21 years old or spouse of a married OFW
2. Brother/sister not older than 21 years old of an unmarried OFW
1. Must be an active OWWA member (land-based or sea-based) or beneficiary/dependent of an active OWWA member
2. Must pass the TESDA qualifying examination or Multiple Aptitude Battery Test (MABT) on the program of choice
3. Have at least one (1) recorded membership contribution