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Who May Apply for OWWA Loan

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OWWA Loan and Reintegration Program

OWWA Loan and Reintegration Program

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Here is a list of basic information on who is allowed or eligible to borrow OWWA loan. This list was taken from the official Overseas Workers Welfare Administration (OWWA) website at We have also listed here the different purposes of loan accepted by this agency of the Philippines for OFWs, interest rates, fees, charges and collateral (if any).

Who May Apply for OWWA Loan:

1. Member-OFWs and former member-OFWs
2. Their immediate family members (one family member per one OFW)
3. For married OFWs: spouses or children of legal age
4. For single OFWs: parents or siblings of legal age
5. OWWA LDPO beneficiaries with good repayment records
6. Legally organized groups of OFWs (partnerships / corporations, OFW organizations / associations / cooperatives & federations)

Acceptable Purposes of Loan:

1. Working capital – for purchase of merchandise goods and/or raw materials
2. Business assets acquisition (except lot) – for purchase of machines/equipment
3. Business site construction or improvement

What are the loan packages and requirements under the OWWA-NLSF Livelihood Development Program?

1. Collateral Loan Window

* Individuals or Partnerships with less than five (5) members are entitled to a maximum of P 200,000.00 each member
* Service Fee = Four percent (4%)
* Facilitation Fee = Three percent (3%)
* Total interest rate per annum plus fees not to exceed 16%

For your application forms and other form downloads, please go here. On the other hand, you can Call me to apply for OFW Seaman Loan – Sam Casuncad (loan consultant) (home phone: 366 36 45) or (Sun Cellular No 0932 – 872 5532). You may also email me at If you TXT me or send me an email, don’t forget to write your name and your job… Note that as of now, 2012, our company only offers loan to seaman and seawoman… OFWs will have to wait for further notice. You may also read more about our other types of loan offers here – OFW / Seaman / Car / Personal / Business / Tuition Fee Loan.

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50 Responses to “Who May Apply for OWWA Loan”

  • christine says:

    hi sir gud pm ask ko lng po sana kng pwede ako mgloan ng personal paaus ko po ung bhay nmin sa pinas pero resign n po ako ng work ako d2 sa dubai 4 almost 3 yaers hope 2 hear from u ty

    • mylene baculanlan says:

      good morning po i just want to inquire in my behalf of my mother, nag forgood na po sya gusto sana nya magloan for a business last september 2011 lang sya umuwi,,,

  • Paul says:

    I am a loan staff and real estate agent in the Philippines..I was once an OFW, an English teacher in Thailand. I return back to the Philippines as I am studying my masters degree in teaching major in English.

    We cater nationwide from Luzon,Visayas and Mindanao, as we are the biggest loan agency in the Philippines. In addition, we cater to OFW’s in any point of the world, as Filipinos are spread the world over. Salary limit for OFW’s who can loan is P35,000..

    On the other hand, like OFW’s ,seafarers play a vital role in our economy.. so we provide seaman’s loan..

    See our site for more details,

    Beware of scammers! A lot of scammers posted here….

    • carolina bacarisas says:

      hi po good evening, ask ko lang po sana kung pwede kaming mag loan. for renovation ng haouse namin. paano po ba makakapag loan sa inyo at ano po ang mga kailangan namin na documents para makakuha?

  • elaine says:

    i just want to make a follow up on our loan application, actually we attended the seminar on dec 2011, it’s almost a month; they said they will inform us the day & venu when will be the orientation/training ..up to now we didn’t have any call or txt fr0m you guys ! please let us now if we are qualified or not .

  • Laura Martinez says:

    I just want to inquire inbehalf of my daughter who is presently working as store manager of RED RIBBON branch in San Diego . C.A, USA, if she can apply as OWWA member so that she can avail to apply for a loan .She has already started a computer shop here in our place in Santa Cruz Laguna with 7 units of PISO NET and she wants to expand it by placing other units in other place in nearby towns. Pls. email me so that my daughter may know. Thank you.

  • lilia says:

    Hi Sir@Ma’am,pano po ba mag appy ng owwa loan?

  • chris hernan rivas says:

    sir / madam,

    tanong ko lng po kung paano po ako maka pag loan sa owwa isa po akong ofw gusto ko lang po makapag umpisa ng mallit na pag kakitaan ang aking pamilya at sa ganon po madag dagan ng kahit paano ang kunting kita dito sa abroad…………wala po ako ma collateral nag huhulog po ako ngayon ng bahay sa pag ibig kaya po nahihirapan kami pag budget ng kaka unti kung kita .thank’s po at sana mabigyan mo po ako ng payo

  • chariel abella says:

    good day.. ask ko lng po kng pwdi n po b me mkapagloan new member lng po.may pagagamitan lng po kc sa placement fee tnx.. more power..

  • Charie S. Sebastian - Bar waitress says:

    My name is Charie Sebastian ng RCCL luxury lines i work as a barwaitress for almost 9 yrs. I would like to avail un business site improvement loan nio…. Mayron po maliit na corner site sa Marikina sa haus namin gusto ko pong ipagawa to open again un sari sari store ng parents ko na nasara for almost 8 yrs na rin. possible po ba?

  • Renato G. Daffon Jr says:

    Gud pm po gusto ko lang po itanong kung pano mag loan sa owwa nag work ako sa saudi almost 17 and 12 mos.puwede ba ako mag loan kahit walang kolateral gusto ko kasi magkaroon ng konting negosyo o pagkakakitahan hindi na kasi ako babalik sa saudi.

    maraming salamat po

  • haze says:

    gud day po!gusto ko lang po sanang magtanong if pwede ba ako mag apply ng loan?nag work po ako sa saudi ng 5yrs & 2 months plano ko na po sanang mag stay na for good dito sa pinas kasi single parent po ako,2 yung anak ko walang support sa ama nila,may small bussiness na akong naumpisahan pero gusto ko pa po sanang madagdagan ang puhunan ko para makabili ako ng sarili kong computer,ung pwedeng gamitin para sa peso-net..hope to hear any reply from you,thank you & more power!

  • jackson canizares says:

    good day po..I want to avail for the loan of owwa , Tracking services is my proposed business. im currently working here in Jubail, Saudi Arabia for 5yrs as a civil surveyor in abdulla ahmad dossary company, married with 4 children and a resident of yumbing,mambajao,camiguin. thank you very much.

    more power

  • jamie says:

    Can u tell me how can i avail owwa loan and whats the procedure


    gud day po mag inquire po sana ako regarding po sa owwa requirements loan ung father ko po nagabroad ng 1982 hanggang 1987 pwede po b sya magloan ano klase loan po b ang pwede sa kanya. wala po sya work ngaun pero may business po ang mother ko dress shop at water station po ang kapatid ko . na mild stroke po kasi sya kaya di na po sya makakapaghanapbuhay.


    ano po b ang mga requirements if pwede po mag apply ang father ko. please reply po para maprepare ko po. tnx


    ano po requirements ng personal at business loan.

  • maejoy bernaldes says:

    pano po ako mkpag loan ng paara s business ko..andito po ako s hk…

  • jiji u.eluna says:

    good day maam/sir i just want to know how to apply a loan for a business?

  • RENATO says:


  • Jay-ar N, Velarde says:

    Im a former ofw, i work for abroad( Riyadh Saudi Arabia) for 3 years. I want to avail loan , but i dont have existing business. Can I avail Loan that i can be use to start my own business. What are the requirements needed to avail the loan? My father also was a former ofw who works in abroad for 15 years, he wants also to avail loans. did the program needed a collateral to avail the loan? Thank you..

  • Marianne B. Colo says:

    ask ko lang po kasi d po ako naka-atend ng Ent.Dev’t Training n schedule ko i wasn’t able to attend my phone at that day when they send me the message of my scheduled training on 20th this month of November.Sabi po kasi ng staff nio december daw po nakuha kong slot pero November 20 po binigay sa akin.Ok naman po sana yon kaso late ko na po nabasa yong message.thank you po ask ko na lang po another schedule for me.

  • Mylene says:

    Hi good day,

    Ask ko lng po kumg pwde ba makapagload ung ate ko my asawa napo sya kasama nya sa dubai ksi 12 years npo sister ko sa dubai nag work.. ksi nag inquire kami sa owwa cdo branche svi di daw pwde kc my asawa na sister ko.. So ako nalang daw ang pwde, im currently working din po sa dubai 4 years napo ako dun kso lng di pa ako member ng owwa.. kylangan ko pa kumuha ng oec bago ako maka avail ng loan di po ba.

  • WTF says:

    ANG OWWA LOAN ba ay para lang sa seaman? at sa high earning OFWs? para lang yan sa mga may kaya? hnd nmn mag loloan ung may pera na seaman.. dpat pwede ung kht cnung OFW regardless mgkanu salary nya as long as feasible ung business nya..

  • kylee bernal says:

    gud pm po,ask ko lang paano po makakapag loan sa owwa ang asawa kona ofw.dumating sya last nov.2012.gusto sna naming magloan para makapag patayo ng kahit maliit na business.wala kaming macocolateral dahil hulugan pa sa pag ibig ang bahay namin.salamat po in advance.

  • ariel diano says:

    magandang araw po.. gusto ko po sanang magapply ng owwa loan.. para sa internet cape para naman po may mapuntahan ang pinagpapaguran dito sa saudi.. at makatulong nadin po sa araw araw na pangangailangan ng pamilya ko po… ano po ba ang requirements nyo at kung magkano naman po ang maavail na loan…. MARAMING SALAMAT PO MORE POWER AND GOD BLESS

  • hilda aragon says:

    Gusto ko po sana mag loan?nag work ako sa Kuwait for 2 yrs. & 3 mnths. hindi na po ako sa ngayon maka pag abroad dahil wala mag-aalaga sa mga anak ko.Gusto ko po sana maka loan sa inyo at maka pag umpisa ng business,dahil gusto ko po mag busieness sa canteen ng school sa mga anak.

  • hilda aragon says:

    Gusto ko po sana mag loan?nag work ako sa Kuwait for 2 yrs. & 3 mnths..nong June 3,2012 po ako umuwi, hindi na po ako sa ngayon maka pag abroad dahil wala mag-aalaga sa mga anak ko.Gusto ko po sana maka loan sa inyo at maka pag umpisa ng business,dahil gusto ko po mag busieness sa canteen ng school sa mga anak.

  • ediliza manalo says:

    Ganda araw po .pwede po ba ako magloan kahit ala sa Pilipinas..
    Salamat po

  • Jane Huertas says:

    Good day! I am an OFW and an English Teacher in Thailand for 9 years. I would like to inquire if I can avail a salary loan from the OWWA for our house repair and if can Is there any requirements to avail that loan? Please looking forward for your reply, if I am qualified or not..Thank you so much. Hoping for your reply soon.

  • myra aganan says:

    Gud day!madam/sir,
    Dti po aq ofw s exit n ako kc gusto ko n mgstay pinas wks
    Ksm dlw anak ko 2yrs age at 1yr.ang husbnd ko po ns saudi pdn
    ngwork car aircon technician.mgloan po sn aq for business
    ano po requirement?qualified pdn b aq?slmt po

  • Benjie Presto says:

    Nag apply po ako ng Loan 2 days after the announcement 2 million max loanable. Pero bakit kahit anong advise wala akong natanggap. Kahit miss call wala? Kailangan po ba ng LAGAY?

  • Saturnino M. Tomas says:

    Dear Sir/Madam ;

    I want to apply for a medical loan around 600.000.00 pesos.

    Pls note that I’m already a member of OWWA since 1997.

    Pls kindly advise the requirements. Thanks.

    Saturnino M. Tomas

  • marieta tuazon says:

    hello sir madam gusto nmin mag loan para sa housing magkano po ang maximum loan pra sa housing?thanks

  • joseph uera says:

    isa po akong OFW. tanong ko lang po ano ano po ang mga requirement s pagkuha ng medical assistace pra sa pamilya..

  • virginia t.preligera says:

    good day.kakauwi q lng po nong may 21 galing taiwan 3yrs po aq don.napanood q po sa tv na pd po mgloan sa inyo.paano po mk avail nang loan sa inyo.thanks

  • april baul says:

    Gud day Sir/ mam..ditto po sa Dubai 5year nko member ng ofw …my lupa nko gusto ko mg pagawa ng bahay,, qualified po ba ako,?,thanks

    • cherie says:

      good day ma’am and sir,
      ofw po ako dito sa dubai mag 2 years na po ako dito this coming october 30,2013.then after ng contract ko mag extend pa po ulet ako sa employer ko.gusto ko po sana mag loan para pagawa ng bahay namen.qualified po ba ako?thanks….

  • april says:

    gud day. Sir /madam
    dito ako sa Dubai 5years no member ng lupa no gusto ko mg pagawa ng bahay qualified po ba ako,,thnks

  • april says:

    Gud am Sir mam,,
    dito ako Dubai 5years member of ofw.
    I have a lot already
    I what to build a house,,
    qualified bako,,thanks..

  • Aida Simbulan says:

    Good day Sir/ Ma’am,
    I am working here in Dubai 2years palng po akong member ng OWWA.. Itatanong ko po sana kung papano makakapgloan sa OWWA para makapgbussiness po ako sa pinas.. or qualified po ba q para makapgloan…
    Salamat po..

  • helen yago says:

    i’m separated 50 yrs old,separated w/ one son since 2006,Since up to present i’m looking a real & good partner in life. i was finished my study, bachelor of science in commerce major in Banking & Finance.

  • francis says:

    good day sir/ maam. 10years na po sa saudi ang papa ko (fernando alforte ) member na po siya sa owwa until now nasa saudi pa rin po sya. tanung ko lang po kung ano ang mga requirements kapag kukuha ka ng personal loan. thanks

  • marilou buri says:

    GOOd day po!isa po akong ofw .gusto ko sana na maka avail din ang family sa pag loan dahil mag aabroad na din ang anak ko.ano po ba ang mga dapat an prepare na requirements.slamat po

  • marilou buri says:

    ofw po ako paano po ba maka avail ng loan para sa housing loan at ano po ang mag kailangan na requirements.salamat po!

  • Delbert Vacal says:

    how can avail the housing loan and what are the requirements? can I apply online for this? thank you

  • Melanie M.Yumang says:

    Good day!isa po ako sa mga ofw sa qatar five years po ako dun ,gusto ko po kasing magloan para sa bahay na nais ko pong ipatayo dahil nakauwi na po ako sa pinas ano po ba ang dapat kong gawin para makaloan???

  • Elenita P.Canciller says:

    Isa po akong OFW worker ditto sa Dubai,,,nag umpisa ako 2002,,,hangang ngayon,,
    at na isip ko na mag hinto na ,sa pagtrabaho…after one year ay tapos na ako…sa kuntrata ko,,,at may makuha akong kunte sa company ko kong aalis na ako//
    gusto kong mag business loan ,,pwedi nyo ba akong matulongan na makapag loan,,

  • noelarabit says:

    how can i avail of the owwa loan

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