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GSIS Consolidated Loan

The GSIS consolidated loan (others call it consol loan or conso loan) is the total package of all available loans for members consolidated into one. The conso loan includes the combination :

  • salary loan
  • restructured salary loan
  • enhanced salary loan
  • emergency loan
  • assistance
  • summer one-month salary loan

With this type of loan, you can be assured of a higher amount you will get. GSIS says that “This loan gives higher loanable amount with the additional amount of twice the basic monthly salary on top of the existing salary loan“.

In other countries they also call this as the bad credit loan aimed at fixing your previous paying problems of an existing loan. This is because of the literally low interest rate and low monthly amortization. Read more about this at the official website of GSIS Philippines – gsis.gov.ph.

Sa mga gusto kumuha or mag apply for OFW, seaman or personal loan, please read our post about OFW Seaman Loan.

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125 Responses to “GSIS Consolidated Loan”

  • Justina Corazon Tan Carretero says:

    Good Day Sir/Madam:

    May i ask if my salary is already updated in your good office?.. THANK YOU!!

  • Emerlyne D. Rodriguez says:

    Good Day!

    It is my great surprised when I opened my loan account profile at
    GSIS in which I incured a consolidated loan last September 4, 2012.
    I would like to clear this matter that my last loan with the GSIS is the
    Policy loan last June 2012 only. I never went to GSIS kiosk or transact
    business with the GSIS since June 2012. Hoping that this will be given
    due attention by the GSIS. Thank you.

    EMERLYNE D. RODRIGUEZ
    MUST, Cagayan de Oro City
    Policy # CM 3152653
    December 14, 2012

  • Adrian Lopez says:

    Good day!

    How will I go about transfer of loan payments (I have conso and emergency loan) from one government agency to another government office?

    Thank you!

    Adrian

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