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SSS Condonation Program 2012, who can avail, payment terms and how and where to apply

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Last year, we have posted a special note featuring the SSS loan condonation program. This year, 2012, I am giving light to all SSS members so that they may be able to learn more about the said program of the Social Security System in the Philippines and its benefits for loan payment as well as delinquent, unremitted loan amortizations of employees who are members of the SSS. Starting April 2, 2012, the SSS condonation program will open up to members and individual members. See video below.

You can read our previous post above whist here is the answer to your question – what is SSS condonation program. In that link is wher you can find guidelines in your application to the program, who can avail, terms and conditions, how to avail as well as the circular order number where the law to this particular SSS benefit of members belong – CIRCULAR NO. 2008-005, Series of 2008.

SSS Loan Condonation Program Schedule 2012

SSS Loan Condonation Program Schedule 2012

Do note that there is a schedule of availment for the condonation program benefit for SSS members as well as there are certain terms that must be met and requirements submitted. Make sure to go to the nearest SSS branch before you apply or to the least, make an inquiry. This will help you a lot in knowing the pre-requisites and terms of service.

Subscribe to us using the box / form below for updates on this matter regarding your SSS loan and the condonation program 2012 mechanics. Happy New Year!

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51 Responses to “SSS Condonation Program 2012, who can avail, payment terms and how and where to apply”

  • Juliefil Rose E. Alcantara says:

    I just want to ask if I can avail the said loan condonation program? My sss id is 02-1898378-6. Where and when I can pay and how much should I pay? Thank you for answering my query in advance,.

  • guillermo edwin f. santos says:

    Dear Sir/Madam,
    I’m Guillermo Edwin F. Santos of davao city, i would like to ask query about how to avail the Condonation Program. I avail My SSS Loan Last 1998 for ten thousand and paid half of it, then the remaining balance i did not pay until this period. I want to know how much should I pay now?

    My SSS No. 09-1120822-1, Please advice so i can process the payment immediately,

    Thank You,

    Best Regards,

    Guillermo Edwin F. Santos

  • Gloria P. Lacanienta says:

    My husband died on Nov 13, 2010, I applied for burial claims. Angeles branch sent it to Tarlac, papers came back, that he had calamity loan in 1991, temporary disability twice, for his COPD. I am 100% sure that we didnt file one, and the outstanding amount is P18,895.69. If we had one why they didnt attached the said application form that my husband signed to cover them and I think they are guessing. The case is closed, if ever we cannot file a death claims. Some of my friends said that they have outstanding loan but still they availed burial and death claims.
    The last time I check in the on line inquiry, it didnt show that he had any loans.

    My husband’s name is Antonio G. Lacanienta, SSS # 03-0884721-1, DOB, Nov. 20. 1942.
    Thank you and God bless you.

  • nestor magallanes says:

    gusto kong malaman ang status nang aking sss status with the my sss# 07-0953342-5..
    at kung kelan pa ako pwede ulit makapag loan..
    thank you very much..

  • lyn perez says:

    i’m interested to apply for this sss condonation program, kindly please provide me more info about this matter.


  • roel lomo tagaytay says:

    dear/madam, i’m roel tagaytay i just want to known if i am intitled to avail the condonation program,about my salary loan last i think july or august 2006 i don’t made any payment until now,thank yuo and more power.

  • Maria Luisa Abrera says:

    Dear sir/madam,

    I’m Maria Luisa Abrera i just want to know if I am entitled to avail the condonation program, about my salary loan last 1998 i don’t made any payment until now. Thank you & waiting for your reply..

  • Dear Sir/Madam,

    I’m Maria Luisa Abrera, I just want to know if I am entitled to avail the condonation program, about my salary loan last September 1998. I don’t made any payment until now. Thank you and waiting for your reply..

  • jessie banal bagac says:

    Dear SSS,

    I’m Jessie B. Bagac, I just want to know if I am entitled to avail the condonation program, about my salary loan last March 2006. I don’t made any payment since March 2007 until now. Thanks a lot…

  • Ma. Melinda R. Saurin says:

    Hi I am Ma. Melinda Saurin, i availed of SSS loan 3 years ago but i have not started payment. Can I join the condonation program so i can start paying the loan. How much would be the penalty and the computation .

  • Rhoy Jude Q.Viluan says:

    Hi!I am Rhoy Jude Viluan,i availed of SSS loan last 2003 but i have not started payment.Can i avail the condonation program?So i can start paying the loan.How much would be the total amount of it?Thank you!

  • fe vertulfo elayda says:

    March 23,2012

    Dear Sir /Madam

    i’m Fe V. Elayda of Angono, Rizal I would like to avail the condonation program. I made aloan last 1991 and pay for almost 6 mos. I was not able to pay the remaining balance ’cause I was resigned.
    Now am already 60 yrs old and trying to apply for my retirement benifit, I went to Antipolo branch and was inform my loan balance is 19,161.44. What will I do??
    How much would be the penalty and computation. Please help me…..
    Thank you very much

    My SSS # 03-275054-7


  • myrna bodanio says: i inquire about may loan na matagal ko nang hindi nabayaran..may nkapgsabi sakin na meron uli kayonh loan condonation..may i inquire kung mgkano nalang po ang kailangan kung bayaran? this is my SSS number 097916904-1 im from naga city..please i nid a response from your good office so that i know what i will do??

  • myrna bodanio says:

    i know last year nagkaroon din kayo ng loan condonation pero im not able to pay the said amount because i dont have enough money at that im interested again because binalik uli ung ganitong chance para ang mga sss member na kagaya ko ay makabayad..please response

  • Gaudelia Elizabeth C Rueda says:

    I checked my SSS status a year ago and found out that I have existing loan with the company, I was surprised because I haven’t borrowed any loan since I started working…it turned out, that an officemate had used my number and used the loan for her personal need…
    Please advise me on what to do…the loan has accumulated since it was long time ago already…I need help!

  • George Sermon Rivera says:


  • emelda fernandez rivera says:

    Dear Sir/Madam,
    Pwede po ba ako makapag avail ng condonation program..d ko na po matandan ano year po ako nakapag loan..kasi tagal na rin po akong d nagtratrabaho..eto po SSS# ko …0392403137…dati ko pong employer ay INTEGRATED MICRO ELECTRONICS INCORPORATION-SUCAT MUNTINLUPA METRO MANILA
    Iam very thankful if you reply me soon,im here in Brunei dependent of my husband..

  • ma.judith r.tapia says:

    i just want to know if im entiltled to avail the condonation program.i dont have any payments since year 2006 until now.tnx ill wait for ur reply….

  • ma.judith r.tapia says:

    gusto ko po malaman kung pwede aq sa program ng condonation kahit simula po nung mgloan ako eh wala po ako naihulog kahit piso?2006 pa ako ngloan,tnx po

  • RONA CASTRO says:

    Hi! Can I avail of the SSS condonation program? my SSS # is 3340526652

  • Randy D Francisco says:

    may i request to ur good ofis to provide me a copy thru email of my statement of account because my present employer is asking to submit it so they can settle the said deliquent loan.hoping for ur immediate response…thanks and god bless

  • Flordeliza Villar says:

    magbabayad un tita q. d loan nia kaso wl p cia nbayad kahit isa… last 2002 p un loan nia… willing cia mgbayad tru condonation.. posible po ba n makaavail settle her account

  • patrocinio falces zabala says:

    sir/ma’am may i inquire about my contribution at sss i.d 032204241-6 as i started a member since 1970 and my last employer is poly industrial #9 san diego st,canumay,valenzuela city,mm.i had calamity loan in 1985 or 1986 so i want to avail the condonation of much now the total amount and there is a penalty if i pay this condonation period?secondly can i still continue as a member?i still working here in saudi since 1988.hoping for your help and information.maraming salamat at waiting for an info from your good office.

  • Jennielyn S. Quintana says:

    may i kindly ask if i am entitled to avail 100% condonation. nag loan ako ng12,000 on October 1998 nag resign ako noong September 1999. di ko alam na may utang pa ako at least one year binabawasan ako at nong mag resign ako ang sabi babayaran nila ang remaining na utang ko. gusto ko po sanang i settle paano ko po ba maiaayos eto at magkano ang babayaran ko? Hoping for your response. I need help. Thank you and God Bless!

  • Jennielyn S. Quintana says:

    may i kindly ask your office how can i avail condonation and how much should i pay. i had loan last october 1998 and unfortunately my previous company did not pay my loan. how can i settle my account. Hope for your reply. Thank you

  • Norman Santos says:

    Good morning Sir / Madame,

    Can you please assist in checking my account? I wanted to check how much will I pay if ever I will be availing the condonation program? What are the options and is it also possible to have the company deduct the payment through Salary Deduction?

    Hoping for your assistance on this matter.

    Have a great day.

  • nenita as. m. mabulay says:

    I am a member with a self-employed status. I took a loan for 2 months amounting to about P 14,000.00. (under Salary Loan) . This is 1998 but after the floods caused by Ondoy, I had financial problems that up until now i was not able to settle said loan. Can I apply for the Condonation Program? Help. I want to settle it.

  • Ross David says:

    I would like to know if I am qualified to the condonation-program 2012!
    my SSS No. is 33-6997396-9 thank you!

  • Vivien Suzette Pineda says:

    I would like to know my outstanding balance of my previous unpaid salary loan 2005 an how to settle this through condonation program

  • Catherine D. Gutierrez says:

    I forgot na po my SSS id#, paano po ito ma-retrieve?? Thanks po.

  • Alex R. Raposas says:


    May I know how to avail of the (Salary Loan) condonation program? I am currently employed and wish to settle my unpaid salary loan.

    My SSS number is: 03-8545890-8

    Your favorable response shall be highly appreciated.

    Thank you and more power.

  • edgar bonaobra benedicto says:

    to God be the glory!

    First, my sss no.03-9707511-7

    Before my loan was 4,000 peso ,when i was in philippines, Unlucky to pay my loan because my work before was not permanently stable,Now i looking forward to paid my loan with your good news condonation program,And also looking forward to continue my contribution as status of self employed .
    MS. marivic can you pls .assist my account and then soon i”ll be there at your office. .send me some details my account..thanks a lot,

  • marietta J fenol says:

    May I know after I avail the condonation and I paid the whole amount of unpaid balance.
    Can I avail Salary Loan again after posting of my payments or what it is your policy on that? my SSS no.33-4885435-5

  • Benito E. Molino says:

    Dear Sir/Mam,


    My SSS No. is 03-5179941-3. I availed of PhP10,000 Salary loan almost 20 years ago and stopped paying when I was out of job in 1996. I would like to know the status of this loan and if I could avail of the condonation program.

    Maraming salamat po.

    Benito E. Molino

  • Member says:

    This is NOT really a good help to the SSS members. Why SSS is not mentioning about the INTERESTS that they did not condone? First, all interests are not deducted on this program. Second, Penalties are not 100% deducted, it is only a portion of it. Third, SSS is not mentioning how and where to pay the adjusted loans. Currenlty, there are no online transactions are accepting this type of payment. Current employers are not processing this as well. Obviously, the only way now is to pay it at any SSS offices and that is a very inconvenient for the members to do that. This will result another increase on the interests and penalties and it is another strategy to get more money from the members. They know that members can’t run on this obligation, because definitely all members will get the retirement in the future and they can simply deduct all the unpaid loans. Doing this kind of condonation is not helping the members, nor, it is just another agony, of course unless they will change the structure of this condonation program.

  • Noel F. Villorente says:

    I just wanna know if i am entitled for the condonation programs for 2012 and how to go about the payments? Wala pa kasi akong hulog simula noong 1997. my sss # 03-3070950-5. paki e-mail po ako para sa sagot sa – Salamat.

  • Celso B. Aliparo says:

    I just want to know if i am entitled for the condonation program for 2012. I borrowed
    salary loan and emergency in 1984 and we were retrenched in 1985 since then
    no dedeuction have been made because i have no job then. only on 2008 up to now
    my monthly contribution is regular .am i entitled for the condonation?my sss#
    04-0365846-0 paki e-mail po ako sa tnx.

  • joanne urbino says:

    i availed of 2 salary loan 1999 and 2003 respectively. Before I was able to avail of the 2nd salary loan, I was informed that the 1st should be fully paid which was why I availed the 2nd loan after the 1st loan was fully paid. I resigned 2005, during clearance, I was informed that the loan balance from sss will be deducted from my remaining salary which I approved. Sept 2011, I tried to check my ss loan status to find out there was a balance. I emailed sss and was informed that it was less than 500 therefore am cleared, but still have to settle the remaining balance. after sometime, I noticed that there have been changes in the posting of payments in the online ss. Then it appeared that aside from the 400++ remaining balance I have with the 2nd loan, I was told I have a 12k unpaid from the 1st loan. I again emailed ss and asked about it. I didn’t receive any reply from them. When I checked the system, the 12k balance became 2,4k++, which was now really confusing. I inquired again with ss and asked which is one is final and how I got a balance when I was fully paid before I resigned. They told me that after checking 2011, they found 1 receipt which was posted 2x which resulted to an unpaid balance and now incurring interest + penalty?

    I asked if I hadn’t check my loan status, I wouldn’t have found out that I have a balance due to recent system changes they made. There were no advise or notice and no reply after my email. It took them months to reply to me, but with the same answer that they have informed me about it last year—that i have a 12k balance? After 7-9 years that I have been confident that I have no debt with ss, now they tell me that I am being penalized for a loan made years ago due to corrections/changes made in the system.

    what should be done about this? i have filed a complaint but the people from ss don’t seem to understand that there should be proper notice to members about it.

  • zeanelle says:

    Dear SSS,
    Ang father k po ay mag c 62 years old this coming November 1,2012. Papano po ang gagawin ko kas meron syang outstanding salary loan since 1997 i think. Employed sya nung nag loan sya then nag voluntary nalang after ng contract nya sa work.Anu-anong mga documents ang kanyang kakailanganin para ma process ang application for pension nya? hoping to hear from you soon!

  • Jennifer says:

    I just wanna ask if i can avail the condonation program my sss# is 33-9665120-9. Thanks.

  • cecil says:

    pano po makakaavail ng condonation program?1 yr lang po akong nakapaghulog para dun sa loan ko kc nagresign ako.2 yrs na po akong di nakapagbayad ng SSS contribution.posible po ba akong makaavail ng condonation program?salamat po.

  • Francia cepe says:

    Hello po , gusto kolang po itanung Kung ang ofw member ng SSS ay pwde
    Maka avail sa condonation ng SSS .

  • manuel chico says:

    can i know my sss # i am Manuel ramos chico my date of birth is may 27,1960 my last employment is 1992 at cpm industrial farcation and construction corporation located at 436 b serrano st. kalookan city. thank you very much

  • Margaret T. Alod says:

    I applied for a loan condonation online. How can I pay? Do I just have to go to a SSS branch and pay or do I have to submit some other requirements for the validity of my application for the condonation program?

  • Rogelio B. Alod Sr. says:

    I want to apply for a loan condonation. I have not posted any payment but could I avail of the program. Thanx

  • Roda A.Viscayno says:

    Gupm!ask lng po mam/sir kung kelan ang deadline ng payments for this last quarter?at ask din po ako if by january nxtyear my schedule ba for ID?wla pa kce aq i.d..t.y

  • Maria Grace P. Tuico says:

    Good Day,

    I have a loan which is unpaid last 1994 amounting 2,500.00 if i avail for the program , how much would i pay, my sss No. is 06-121651-2.

  • Irene Clemente says:

    I want to avail of the condonation program and would appreciate if you can guide me as I have’nt paid my loan for almost 10 years now. Let me know the details to apply so I can give my SSS no. as I am an OFW.
    Many thanks.
    Irene Clemente

  • mae says:

    goodmorning po….nagtratrabaho po unfg asawa ko sa isang private company..isa po siyang sales executive, ayon pa sa kanyang amo hindi daw siya obligadong magbayad ng SSS niya kasi po isa lang siyang ahente.tama po ba yun

  • Bong Santos says:

    I am a SSS pensioner for 2 years now. When I claimed my lump sum, about P18,000.00 was deducted. I had no option but to take it as I needed the money badly for the hospitalization of my sick mother.
    I want to know if I can avail myslef of this condonation still. How do I go about it? To a poor pensioner like myself, that amount is a lot.
    Thank you and God bless.

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